Practical Tips for Uncertain Markets

Market drops come in all shapes and sizes and that makes them tricky to predict. In the current market environment, it’s likely to be bumpy for a while and we don’t know when the bottom will be. We think it’s best to focus on the things you can control.

Make sure you’re happy with your portfolio and the split between different types of investments and cash. With recent events, the amount you hold in shares (or funds investing in shares) is likely to have fallen.

If it’s lower than you’d like you could consider topping up your investments in shares – funds can be a great way to invest in a wide range of companies.

You could even use money from your other investment types, like bonds. And you don’t have to do it all at once. Shifting bit by bit could be a good approach as it lets you adjust to changes in the market as they come.

You could also consider adding to investments on a regular basis to help you make the most of more challenging times. It can be a lower risk strategy, and investing regularly could help you benefit from lower prices. Drip feeding in to a volatile market could mean the average price you pay for your investments ends up being lower than a single lump sum investment.

Whatever you decide to do, a long-term investment horizon is essential.

Darren Briggs Dip PFS
Independent Financial Adviser
PWH Financial Planning
www.pwhfinancialplanning.co.uk